{"id":3,"date":"2026-06-01T05:13:00","date_gmt":"2026-06-01T05:13:00","guid":{"rendered":"https:\/\/loanitownit.demositeforcustomers.com\/?page_id=3"},"modified":"2026-10-08T21:03:36","modified_gmt":"2026-10-08T21:03:36","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/loanitownit.demositeforcustomers.com\/index.php\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<p><strong>PRIVACY POLICY<\/strong><\/p>\n<p><strong>Your Privacy Matters<\/strong><\/p>\n<p>Protecting your privacy and personal information is important to us.<\/p>\n<p><strong>It\u2019s My Time Pty Ltd | ACN 693 432 745<\/strong> is firmly committed to protecting the privacy and confidentiality of personal information. We take our obligations seriously and handle personal information in accordance with the requirements of the Privacy Act 1988.<\/p>\n<p>This Privacy Policy explains how we collect, use, hold and manage your personal information when you interact with us or use our website and services.<\/p>\n<p><strong>Collection and Use of Personal Information<\/strong><\/p>\n<p>We collect personal information to enable us to provide our products and services to you and to otherwise operate our business effectively.<\/p>\n<p>Where we are required to comply with applicable legislation or regulatory requirements, the collection of certain personal information may be mandatory. If you do not provide information that we reasonably require, we may not be able to provide certain products or services to you.<\/p>\n<p>We only collect personal information that is reasonably necessary for our business functions and activities.<\/p>\n<p><strong>Personal Information We May Collect<\/strong><\/p>\n<p>Depending on your interaction with us, the information we collect may include:<br \/>\n&#8211; Your name and contact details.<br \/>\n&#8211; Residential or business address.<br \/>\n&#8211; Email address and telephone number.<br \/>\n&#8211; Identification information.<br \/>\n&#8211; Employment and financial information where required for a finance application.<br \/>\n&#8211; Information relating to your finance requirements and circumstances.<br \/>\n&#8211; Information provided through enquiries, forms or other communications.<br \/>\n&#8211; Information relating to your interactions with our website.<br \/>\n&#8211; Any other information reasonably required to provide our products and services.<\/p>\n<p><strong>How We Collect Personal Information<\/strong><br \/>\nWe may collect personal information directly from you when you:<br \/>\n&#8211; Contact us by telephone, email or through our website.<br \/>\n&#8211; Submit an enquiry or request information.<br \/>\n&#8211; Apply for finance or related services.<br \/>\n&#8211; Provide information during discussions with our representatives.<br \/>\n&#8211; Complete an online form.<br \/>\n&#8211; Communicate with us through other channels.<\/p>\n<p>Where permitted or required by law, we may also collect information from third parties, including finance providers, service providers, professional advisers or other organisations involved in providing services to you.<\/p>\n<p><strong>How We Use Your Personal Information<\/strong><br \/>\nWe may use your personal information for purposes including:<br \/>\n&#8211; Providing products and services to you.<br \/>\n&#8211; Understanding your finance requirements.<br \/>\n&#8211; Assisting with finance enquiries and applications.<br \/>\n&#8211; Arranging finance and related services.<br \/>\n&#8211; Communicating with you about your enquiry or application.<br \/>\n&#8211; Maintaining and updating our records.<br \/>\n&#8211; Managing our relationship with you.<br \/>\n&#8211; Improving our products, services and website.<br \/>\n&#8211; Meeting our legal and regulatory obligations.<br \/>\n&#8211; Preventing fraud and protecting our business and customers.<br \/>\n&#8211; Responding to enquiries, complaints and requests.<\/p>\n<p>We will not use your personal information for purposes that are unrelated to the reason it was collected unless permitted or required by law.<\/p>\n<p><strong>Disclosure of Personal Information<\/strong><br \/>\nWe may disclose your personal information where reasonably necessary to provide our products and services or where permitted or required by law.<\/p>\n<p>Depending on the circumstances, information may be disclosed to finance providers, service providers, professional advisers, technology providers, contractors, regulatory bodies or other organisations involved in providing services to you.<\/p>\n<p>We take reasonable steps to ensure that information disclosed to third parties is handled appropriately and in accordance with applicable privacy requirements.<\/p>\n<p><strong>Security of Personal Information<\/strong><\/p>\n<p>We take reasonable steps to protect your personal information from misuse, interference, loss and unauthorised access, modification or disclosure.<br \/>\nWe maintain appropriate administrative, technical and organisational measures to protect information held by us.<\/p>\n<p>However, no method of electronic storage or transmission can be guaranteed to be completely secure.<\/p>\n<p><strong>Access to and Correction of Personal Information<\/strong><\/p>\n<p>You may request access to personal information that we hold about you.<br \/>\nYou may also ask us to correct information if you believe that it is inaccurate, incomplete, outdated or misleading.<\/p>\n<p>We will consider your request and respond in accordance with applicable privacy requirements.<\/p>\n<p><strong>Website and Cookies<\/strong><br \/>\nOur website may use cookies and similar technologies to help improve website functionality, understand how visitors use our website and improve the overall user experience.<\/p>\n<p>Cookies may also be used for website performance, analytics and other legitimate business purposes.<br \/>\nYou can generally adjust your browser settings to manage or disable cookies. However, doing so may affect certain website functionality.<\/p>\n<p><strong>Third-Party Websites<\/strong><br \/>\nOur website may contain links to third-party websites.<br \/>\nWe are not responsible for the privacy practices, security or content of third-party websites. We recommend that you review the privacy policies of any third-party websites you visit.<\/p>\n<p><strong>Marketing Communications<\/strong><br \/>\nWhere permitted by law, we may use your contact information to provide information about our products, services or other relevant business updates.<\/p>\n<p>You may request to stop receiving marketing communications from us at any time.<\/p>\n<p><strong>Retention of Personal Information<\/strong><br \/>\nWe retain personal information only for as long as reasonably necessary for the purposes for which it was collected, including to meet legal, regulatory, accounting and reporting requirements.<br \/>\nWhen information is no longer required, we will take reasonable steps to securely dispose of or de-identify it.<\/p>\n<p><strong>Privacy Enquiries<\/strong><br \/>\nIf you have questions about this Privacy Policy or how we handle your personal information, please contact us using the contact details provided on our website.<\/p>\n<p><strong>Changes to This Privacy Policy<\/strong><br \/>\nWe may update this Privacy Policy from time to time to reflect changes to our business, services, technology or legal and regulatory requirements.<\/p>\n<p>Any updated version will be published on this website.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PRIVACY POLICY Your Privacy Matters Protecting your privacy and personal information is important to us. 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